How many times have you heard that renters are "just throwing their money away"? Well that's not true, for a few reasons. First, owning a home is expensive. There's a mortgage — which, in the early years, is more taxes and interest than actual equity (i.e. the first few years of owning a home is also throwing a lot of money away; I broke down my actual mortgage payment in this post, if you're interested in reading more about that). But also, homes cost a lot of money to maint